Floods can cause significant damage to property, leading to structural issues and mold growth. Having flood insurance can be crucial for recovery after such an event. Understanding what type of insurance covers floods and how to obtain it is essential for homeowners. The professionals at 925 Partners, serving Jacksonville, FL, are here to help you navigate flood insurance options.
Does Homeowners Insurance Cover Floods?
Floods are not typically covered under standard homeowners’ insurance policies. If your home is located in a high-risk flood area, relying solely on homeowners’ insurance may leave you vulnerable to financial loss.
How Can You Get Insurance That Covers Floods?
Homeowners in high-risk areas often purchase flood insurance to protect their property. Flood insurance helps cover repair costs and recovery expenses after a flood, making the process easier and faster. For some homeowners, flood insurance is not just a choice but a requirement, as many mortgage lenders mandate it for properties in flood-prone areas.
Where Can You Get Flood Insurance?
If you’re interested in flood insurance, speak with your insurance agent about your options. Flood insurance is available through the National Flood Insurance Program (NFIP), which is managed by FEMA and offered to homeowners through insurance agents.
Having flood insurance can provide peace of mind, ensuring that recovery after a flood is more manageable and less costly. It’s an essential investment for homeowners in areas prone to flooding.
Contact Us for Assistance
If you need flood insurance, the professionals at 925 Partners, serving Jacksonville, FL, are here to help. Call today to speak with one of our insurance experts. We’ll answer your questions and provide the information you need to make an informed decision about flood insurance.
