Whether you have a long-loved vehicle or one you are just now buying, having the right amount of auto insurance on it matters. There’s no way to know who you are on the road with each day. That’s why it is so vital to work with your auto insurance team at 925 Partners in Jacksonville, FL to ensure you have proper coverage at all times. Our Florida team of insurers is here to help you.
What Auto Insurance Coverage Do You Need?
Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.
- Collision Coverage – This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
- Comprehensive Coverage – This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism.
- Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
- Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.
It can seem overwhelming to know what type and how much auto insurance you need. It’s our job to make that process as easy to do as possible.
Get a Quote from Our Team to Learn more
You can contact us by phone and our Jacksonville, FL agents will be happy to assist you. You can use our online tools to help you get started in receiving a quote for home or auto insurance. For all other questions, please don’t hesitate to ask an agent.