Owning a home comes with a lot of responsibility. As a homeowner, you are responsible for the care of your home. Part of that care involves choosing the right home insurance. You want to make sure that you have adequate coverage and that you are dealing with a reputable company. At 925 Partners in Jacksonville, FL, we are Independent Agents, and we offer insurance products from the highest quality carriers in the business.
A home inventory is something that every homeowner needs to consider. While everyone hopes that they will never have to deal with a catastrophic event, having done a home inventory will allow the claim process to be a lot less painful. Most people have many more possessions than they realize. Imagine trying to remember what was in your linen closet after a house fire or a hurricane? It doesn’t take a lot of imagination to understand how stressful that would be.
A home inventory provides the proof you need to verify the things that were in a room before it was damaged or destroyed. Depending on how much damage there is, there may not be much left to remind you of all that you had. A home inventory is a combination of a list, photos or videos, and receipts. It should also include as much detail as possible.
It is bad enough having to go through a catastrophic loss, trying to reconstruct your home room by room and closet by closet is just too much to ask. So to answer the question, do I need to create a home inventory, the answer is yes and as quickly as possible. Be sure to store it away from your home in a safe place. When you are ready to discuss your home insurance needs, give us a call or stop by at 925 Partners in Jacksonville, FL for a no-obligation quote.