Classic cars are sentimental pieces of history, and for many classic car owners, it’s essential to have an insurance policy in Jacksonville, FL, that reflects their unique needs. But what does a classic car insurance policy cover? Is it worth the extra money?
What Does Classic Car Insurance Cover?
Classic car insurance has some distinct advantages over standard auto insurance policies. Generally, classic cars are only driven occasionally, so many classic car owners choose policies with limited mileage coverage and lower premiums. This type of policy also protects against depreciation and offers unique coverage options such as spare parts replacement, custom equipment coverage, agreed value coverage, roadside assistance, and trip interruption protection.
Your 925 Partners representative can help you find the right coverage. In addition, most classic car insurers offer more lenient repair requirements than standard auto insurers — allowing you to work with shops specializing in vintage vehicles or restorers who understand precisely what goes into maintaining a classic vehicle. That way, you can rest assured knowing that your beloved car will be well taken care of if anything should happen to it.
Is It Worth It?
For those who own a classic vehicle, the answer is yes! A classic car policy can be surprisingly affordable, depending on your location and vehicle type. The added peace of mind from knowing that your car is adequately insured can far outweigh any additional cost associated with this policy.
For those who own a classic car, purchasing a specialty policy may be the best way to protect your investment. With its comprehensive coverage options and specialized repair requirements tailored specifically for vintage vehicles, investing in a quality classic car insurance policy could save you time and money down the line—contact 925 Partners to learn more about your classic car insurance in Jacksonville, FL.