Click to Call
925 Partners Insurance Agency

701 Riverside Park Place
Suite 202, Jacksonville, FL 32204

Get Directions

Featured Insurance Blog

Common Myths About Umbrella Insurance

Umbrella insurance is additional coverage that protects already existing coverages and limits of other policies. It is a specific type of insurance that may be difficult to understand. One of the main reasons is that there are many misconceptions and myths about this type of insurance. In order to help you get more educated about it, 925 Partners, serving Jacksonville, FL, decided to debunk some of those myths: 

Umbrella Insurance Is Extremely Expensive

In fact, the cost of umbrella insurance depends on the risk. When it comes to insurance, the higher the risk, the higher the price. Therefore, if you have expensive assets to insure, for example, or there are teenage drivers in the family, you will have to pay more. 

Only Wealthy People Need Umbrella Insurance

It is wrong because umbrella insurance provides protection to everyone, including homeowners, car owners, and renters. Umbrella insurance is a guarantee that you will be covered in case of different injuries, and this can happen to anyone regardless of their financial status. The difference is that wealthy people can afford out of pocket expenses if they do not carry appropriate insurance. 

Umbrella Insurance Can Replace Auto, Home, or Boat Liability Coverage

It is a myth because umbrella insurance works as additional coverage for those who already have liability coverage from auto, home, or boat insurance policy. 

By debunking these myths about umbrella insurance, we hope you will be able to see more benefits of it. If you still have questions about this type of insurance and need some help, 925 Partners, serving clients from Jacksonville, FL and other surrounding areas, are ready to assist you. Do not hesitate to visit our office or give us a call for more information. 


  • AAA
  • American Collectors
  • American Integrity
  • American Traditions
  • AmTrust
  • ASI
  • Auto Owners
  • Bankers
  • Berkshire Hathaway
  • Cabrillo Coastal
  • Centauri
  • Chubb
  • Cincinnati
  • Colonial Life
  • Cypress
  • Edison
  • FCBI
  • FFVA
  • Florida Family
  • Florida Peninsula
  • Frank Winston Crum
  • Frontline Insurance
  • Geico
  • GeoVera
  • Guardian Life
  • Hagerty
  • Healthiest You
  • Heritage
  • ICW
  • Kemper/Infinity
  • Liberty Mutual
  • Lincoln National
  • Main Street America
  • Markel
  • Mercury
  • Monarch National
  • National Interstate
  • Nationwide
  • Neptune
  • People’s Trust
  • Philadelphia
  • Prime
  • Progressive
  • Principal
  • Protective
  • Prudential
  • Safeco
  • SafePoint
  • SageSure
  • Security First
  • Slide
  • Southern Oak
  • Stillwater
  • Swyfft
  • Tapco
  • Tower-Hill
  • Travelers
  • United Healthcare
  • Universal North America
  • Universal Property & Casualty
  • Unum
  • Westfield
  • Zurich