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925 Partners Insurance Agency

701 Riverside Park Place
Suite 202, Jacksonville, FL 32204

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Featured UIIA Insurance

UIIA Insurance

925 Partners is a UIIA registered Insurance Agency and serves the needs of intermodal trucking companies based in Florida, Georgia, South Carolina, North Carolina, Tennessee, Virginia, Maryland, New Jersey, Illinois, Texas, and several others states. Some major ports our trucking clients serve are Port of Savannah, Port of Charleston, Port of Baltimore, Port of Virginia, Port of Chicago, Port of Houston, and JAXPORT.

Regardless of their interstate/intrastate status, all intermodal truckers must purchase at least $1,000,000 of primary auto liability insurance to be approved by the UIIA. You can find the full list of insurance requirements listed below or by clicking here . At 925 Partners, we represent dozens of A rated insurance companies. We will not waste your time with quotes unless they include the UIIA required coverages.

UIIA Intermodal Insurance Frequently Asked Questions

What is intermodal freight shipping?
Intermodal freight shipping is when cargo is transported by multiple modes (ship, rail, or truck) without ever leaving its original cargo container. This segment of the trucking industry is highly regulated and requires motor carriers to have specific insurance coverages to meet the UIIA requirements.
What is the UIIA?
The UIIA (Uniform Intermodal Interchange and Facilities Access Agreement) is an agreement that provides standard insurance requirements for intermodal truckers. It exists to streamline the insurance verification process and allows freight to be moved more efficiently between Motor Carriers, Shippers, and Equipment Providers. From “The UIIA program collects insurance information on behalf of UIIA Motors and disseminates this information to Equipment Providers for the purposes of validating a Motor Carrier’s interchange status in order for these parties to interchange intermodal equipment under the UIIA.”
Who needs intermodal trucking insurance?
A motor carrier that hauls cargo containers from a port of railyard. You will need to find an insurance agent that is registered with the UIIA to obtain UIIA compliant truck insurance on your behalf.
Why is UIIA required for trucking companies?
The primary purpose is to improve operating efficiencies between intermodal trucking companies, shippers, railroads, and equipment providers. For a full list of UIIA participation benefits click here.
What are UIIA Intermodal Insurance Coverages and Limit Requirements?
UIIA certification requires minimum coverage and limits:
  • Minimum of $1 Million Auto Liability Coverage (policy be marked “Any Auto” or “Scheduled and Hired autos”.
  • Minimum of $1 Million per occurrence Commercial General Liability policy.
  • Cargo Insurance Coverage. Majority of equipment providers require at least $100,000 of motor truck cargo coverage; however, limit requirements may vary by equipment provider.
  • Trailer Interchange Insurance coverage. Limit requirements vary by equipment provider, but most require at least a $25,000 limit.
  • Workers Compensation. May be required depending on state specific laws. Most states do not require Workers’ Comp for companies with less than 4 employees, but it is important to ask your insurance agent for verification.

Here is the complete list of UIAA insurance requirements.

Commercial Trucking Insurance – Standard Coverages

Below are the insurance coverages most for-hire trucking companies purchase, regardless of size or operation type.

  • Primary Auto Liability – Coverage for bodily injury or property damage to a third party caused by an insured vehicle. If legal action is taken out against you because of the accident, your auto liability insurance coverage also includes the cost of your defense, whether you are found to be at fault or not.
  • Physical Damage – Coverage for loss or damage to a covered vehicle/trailer. The policy should include coverage for both comprehensive and collision. A comprehensive loss is caused by a nonmoving event (Ex: theft, fire, acts of nature, etc.). A collision loss is caused by a collision while a vehicle is moving. It is important to note that vehicles/trailers covered for auto liability are not automatically covered for physical damage. It is recommended you provide your agent with a list of all company equipment and the value of each piece of equipment. Typically, motor carries do not purchase physical damage coverage for owner/operators leased onto their authority. All Owner/Operators should purchase their own physical damage coverage for their own equipment.
  • Motor Truck Cargo – Coverage for losses or damage to goods while in the possession of the motor carrier.
  • General Liability Insurance- There is still a significant number of trucking companies operating without General Liability insurance, however a clear majority now carry a limit of at least $1,000,000 per occurrence. While this is a common contractual requirement, general liability claims are very rare as they do not provide any coverage for claims related to the moving of a vehicle. For owner/operators, or companies with less than 10 power units, the annual premium is typically less than $1,000.

Additional/Operation Specific Coverage Options.

  • Trailer Interchange/Non-Owned Trailer
  • Workers Compensation
  • Uninsured/Underinsured Motorist Coverage
  • Excess Liability
  • Occupational Accident
  • Bobtail/Non-Trucking Liability
  • Transportation Pollution Liability
  • Refrigeration Breakdown Coverage
  • Constructive Total Loss and Diminished Value (Auto Hauler Specific)
  • UIIE-1 or CA 23-17 equivalent (UIIA requirement for container haulers)
  • Transportation Pollution Liability

Why choose 925 Partners Insurance for Intermodal Trucking Insurance?

  • UIIA Registered Agency: Our agency is registered with the UIIA and understand the requirements.
  • Trucking Specialized Staff: Our agency has a dedicated trucking division that understands how to service the insurance needs of trucking companies.
  • More Competitive Quotes Options: As an independent agency, we represent over 20 A rated insurance companies to ensure our current clients and prospective clients are presented with the most competitive options available.
  • Low Down Payment Options: We have an in-house premium finance company that enables us to offer down payments lower than industry average and overall, more competitive terms.
  • Certificates of Insurance: Clients receive 24/7 access to portal where you can generate your own certificates of insurance at any time of day.
  • Federal and State Filings: Our agents understand the importance of state and federal filing requirements. We work closely with the insurance companies to ensure necessary filings are submitted in a timely manner.
  • No cost consultations: There is no cost for speaking with one of our licensed truck insurance agents. Give us a call at 855-925-1200 and ask for one of our many trucking specialists.

Call 925 Partners today at 855-925-1200 with any questions you have and our agents are happy to help...


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