Flooding can cause extensive damage to Florida homes. That’s why it’s so important for homeowners in Jacksonville, FL to invest in a flood insurance policy.

When you purchase flood insurance, you need to make sure that you avoid making the following three mistakes.

Not understanding precisely what flood insurance covers.

One of the most important things to understand before you purchase a flood insurance policy is what it covers and what it doesn’t cover.

A flood insurance policy can’t be expected to cover every type of damage or asset. However, flood insurance should include things like your foundation, plumbing system, appliances, HVAC system, and carpeting.

Read the fine print to understand the exact extent of the coverage you’re getting.

Failing to compare quotes on flood insurance policies

Flood insurance providers will offer you quotes on policies without any commitment. For this reason, it’s important to get multiple quotes and to compare them. This will allow you to find the best flood insurance option for your particular needs.

Thinking you don’t need flood insurance because of your home’s location

Every home is designated as being in a particular flood zone. Some flood zones pose a greater risk of flood damage than others.

However, it’s essential to understand that every home could experience flood damage regardless of its location. It’s a good idea to invest in flood damage even if your home is not in an at-risk area. Homes that are not in high-risk areas often offer the benefit of relatively inexpensive flood insurance premiums.

Start exploring your flood insurance options with 925 Partners by giving us a call. We’ll find the right flood insurance solution for your home in Jacksonville, FL.

Certain types of insurance may be necessary in order to obtain or keep financing for a home or a similar space. Before making a purchase, find out if you live in an area prone to flooding and find out more about government flood insurance designed to protect you from flood-related losses.

Flood Insurance For Homes

If you live in a coastal or lakeside area, your finance company may require you to have flood insurance to help prevent losses from a variety of instances. Be sure to ask your real estate agent or broker about insurance requirements and then contact our reputable insurance agency to find out more details. We can help guide you through the process and get a level of coverage that provides ideal protection in these instances.

An Experienced Agency

The best way to get the right insurance is to work with an established agency. Those who live in or near the Jacksonville, FL area can inquire about flood insurance options at 925 Partners. We have skilled agents who are knowledgeable about the various flood insurance options and can help buyers get the right coverage to satisfy the finance company before buying a home. Being informed and having a friendly, professional on your side is the best way to acquire full protection from flooding and other threats.

If you are searching for flood insurance in the Jacksonville, FL area, call or stop by 925 Partners to get answers to questions and find out more about flood insurance policies. This is the only way to truly protect a home from losses as a result of flooding.