In the Jacksonville, FL area, there continue to be many people who love cars and dream of owning a classic or antique vehicle. When you own one of these cars, it will provide you with a prized possession that you can showcase and enjoy the appreciation as the years go by. If you are going to purchase a classic car here, you should consider getting a specialized classic car insurance policy. There are several reasons why this type of insurance is ideal for classic car owners.

Classic Car Coverage Reflects True Liability Risk

No matter what type of car you drive in Florida, you need to have liability insurance. If you are a classic car owner, you likely will drive it very infrequently. Due to this, the actual risk that you pose is minimal compared to the typical driver. If you invest in a classic car insurance policy, you will get the coverage that reflects this reduced liability risk.

Classic Car Insurance Protects Value

Another advantage of getting classic car insurance compared to a normal insurance policy is that it can cover your car’s true value. With a classic car, there will be a lot of collectible value, which you will want to be able to protect. When getting classic car insurance, you will negotiate with the provider to have this covered.

Getting classic car insurance in Jacksonville, FL is a good idea for any classic car vehicle owner. When you are shopping for insurance coverage, you should call 925 Partners. The team at 925 Partners can give you the guidance needed to understand this unique form of insurance. From there, you will be able to get into a policy that offers the right coverage for your situation.

If you live in the Jacksonville, FL area and are a car lover, getting a classic car can be an ultimate dream. Since these are not typical vehicles, you need to get an insurance policy that is designed for the needs that come with a classic car. Several benefits come when choosing to acquire a classic car policy for your antique vehicle.

Appropriate Coverage Amount

One of the main advantages that come with getting a classic car policy is that you can get a proper level of insurance coverage. With standard auto insurance, a car is viewed as a depreciating asset, and your coverage will reflect this. When you have a classic car, you are going to want to get more coverage that reflects the market value of the antique vehicle. With a classic car insurance policy in Jacksonville, FL, you can negotiate with the insurance provider and get to an agreed-upon value that reflects the market value.

Risk Reflects Driving Habits

One difference between a classic car and a traditional vehicle is that you will drive the antique far less. You can get an insurance policy that reflects this reduced driving frequency. This can then result in lower insurance premiums for you going forward.

Picking a classic car insurance policy is a big decision. If you are confused about your options, it would be a good idea to contact our office. The team at 925 Partners can assist with any of your needs when it comes to choosing a classic car policy. 925 Partners is ready to partner with you and determine your needs. Contact our office for more information on how to get a quote.