In Jacksonville, hurricane season isn’t just a date on the calendar; it’s a gamble the sky makes every year. Storm surge can turn a parking lot into a saltwater lagoon overnight. Flying debris doesn’t care if you just had your hood repainted. And floodwater? It doesn’t care that your car was parked three blocks inland. At 925 Partners in Jacksonville, FL, we’ve seen storms total vehicles that were never even driven during the event, and we’ve seen owners discover too late that their coverage didn’t account for hurricane-specific risks.
The Coverage That Actually Matters When the Wind Howls
Comprehensive coverage is your lifeline in hurricane-prone areas—the part of your policy that responds to water damage, hail, wind-thrown debris, and theft during the chaos of a storm. But not all “comprehensive” coverage is created equal. Some policies don’t cover water damage unless it’s directly tied to a named storm. Others have deductibles that spike during hurricane season. And if your car is financed, your lender’s requirements might not align with the real-world risks you face. That’s why 925 Partners in Jacksonville, FL, digs into the details before the radar turns red, ensuring your coverage is built for both wind and water.
Storm Prep Isn’t Just for Houses
Move your vehicle to higher ground—don’t assume your usual parking spot will stay dry. Fill the gas tank in case evacuation is ordered; lines grow quickly when the forecast shifts. Photograph your car from all angles before the storm hits, so you have proof if you need to file a claim. And know where your policy is stored, both digital and paper copies, because if you can’t access it after the storm, you’re already at a disadvantage.
Hurricanes don’t care if you’re ready. But your policy can. Let’s make sure it is. Contact 925 Partners in Jacksonville, FL, today to review your coverage and prepare for the next storm season.
